The FED eases further.

The central bank takes another step toward looser policy.

The U.S. Federal Reserve has once again lowered interest rates and announced it will stop reducing its balance sheet as of December 1. Both steps mark the end of the tightening cycle. More liquidity and lower borrowing costs are positive for markets in general and often a boost for crypto.

Crypto historically responds strongly to easier monetary conditions, as investors start seeking higher returns. Although the effects may take time to materialize, this marks the beginning of a phase where growth and risk appetite return.

Revolut brings stablecoins to 65 million users.

Neobank Revolut now allows its 65 million users worldwide to buy, sell, and use stablecoins directly in the app. This brings crypto closer to global payments than ever before. Stablecoins are no longer just a tool for crypto traders but are becoming part of everyday financial infrastructure.

For users, this means faster and cheaper cross-border payments without depending on banks. And for the industry, it’s a major step toward mainstream adoption, as one of the world’s largest fintechs embraces stablecoins at scale.

Bitcoin enters the credit market.

For the first time, a company holding Bitcoin on its balance sheet, MicroStrategy, has received an official credit rating from S&P. This is a symbolic yet important milestone: Bitcoin is now part of the traditional credit system. Having already entered the stock market through listed companies and ETFs, it’s now expanding into credit and collateral.

This means that loans backed by Bitcoin can now be formally evaluated and underwritten. It opens the door to a new financial market where Bitcoin is not just an investment asset, but also recognized as solid collateral for lending.