Stablecoins, a better way to pay?

When it comes to payments, we’re used to convenience. Paying with a tap. Receiving money without hassle. Banks that are always available through an app that always works. In the Netherlands – and most Western countries – money just works. It’s reliable, efficient, and well-organized.

And yet.

The global payment infrastructure is quietly being turned upside down. In the form of stablecoins.

A stablecoin is, simply put, a digital version of a dollar or euro that lives on the blockchain. Pegged one-to-one to an existing currency, and designed to remain stable. No wild price swings. No speculation. Just digital money that works.

To us, that might seem unnecessary. Why replace something that already works well? But the real power of stablecoins only becomes clear when you broaden your perspective.

In many countries, access to money is far from guaranteed. Millions of people don’t have a bank account – not because they don’t want one, but because the infrastructure doesn’t exist. Yet many do have a mobile phone with internet. And that’s all you need to use stablecoins.

Just like in telecom, where entire countries skipped landlines and went straight to mobile, we’re now seeing the same leap with money. No more bank buildings. No middlemen. Just an app. And with it: access to the global economy.

In countries like Venezuela, Argentina, or Turkey – where local currencies rapidly lose value – owning U.S. dollars isn’t a given. Stablecoins offer an alternative. A way to protect your purchasing power, keep your savings safe.

And then there are the millions of migrant workers. People working abroad who send money home every month. Right now, that often goes through expensive intermediaries. It costs time, it costs money. With stablecoins, that same payment can arrive in seconds. Without high fees. Without the wait.

Stablecoins fundamentally change who can participate in the financial system. No longer just those with a bank account or living in a stable economy. But anyone with a phone. And internet.

And this is only the beginning. Stablecoins are bringing money to the internet the same way streaming did with music. No more banking hours, fees, or borders – just real-time, global, direct transactions. Money that moves at the speed of information. Money that’s always “on.”

That’s the power of crypto. And stablecoins are at the heart of it: a global, open, digital payment network. Fairer. Faster. Cheaper. Not some distant future—something that works today.

It might seem like a small step to us. But for many people, around the world, it’s a giant leap forward.